Homeowner Funding in Utica, NY

For many, being a homeowner is a dream come true. But like any dream worth achieving, it takes a lot of work. Whether you plan to live in the same house for the rest of your life or hope to resell a property later, keeping your home in good condition requires regular maintenance.

Even basic home improvements, however, can be expensive. If you’re already paying a mortgage on top of utility bills and property taxes, you may not be able to afford the necessary upkeep and repairs. But you can’t afford to ignore them either.

That’s where Homeowner Funding in Utica can help. We’re proud to offer home improvement financing in New York so that you can make the renovations your house needs to be a home. Our expert team of consultants and technicians provide guidance through every step of the process, identifying your specific needs and, most importantly, which financial assistance programs you’re eligible for.

The Most Important Home Repairs

Just like people, homes can suffer wear and tear over time. But just like people, a little TLC in the right spots can go a long way. If you’re not sure what repairs to prioritize, here are some helpful suggestions.

Roofing & Foundation

A home without a well-maintained roof and foundation is like a sandwich without bread; it’s a mess just waiting to happen. Up top, your roof helps protect you and your loved ones from the elements, shielding them from wind, rain, and snow. A poorly maintained roof puts your home is at risk for severe water damage and mold growth.

Meanwhile, down below, your foundation provides the solid base your home sits on. Cracks and gaps in the foundation are a warning sign that, if ignored, eventually leads to structural damage and possibly even total collapse.

Plumbing & Electrical

If the roof and foundation provide your home with shape and structure, the plumbing and electrical work are the behind-the-scenes workhorses that keep you happy and comfortable. If you don’t think keeping up with plumbing and electrical repairs is important, try living without running water and power for a few weeks.

More than just a matter of convenience, neglecting these systems can be extremely dangerous. Faulty or frayed electrical wiring can cause a fire, while leaky or burst pipes can result in mold, mildew, and flooding.

Heating & Insulation

Not all of that damage that poor home upkeep does is structural. It can also be financial. Making repairs and improvements only after something goes wrong can cost you a lot of money all at once. But sometimes, the losses are more insidious than that.

Case in point: home insulation financing can actually save you money in the long run. Poor insulation allows cold air to slip into your home and warm air to slip out, causing higher utility bills and more strain on your heating system.


Get Help with Homeowner Funding in Utica

Whether you need assistance financing your remodel, a renovation, or repairs, Homeowner Funding can help. Our name is what we provide: homeowner funding in Utica and surrounding areas.

Don’t let the improvements you need go unfulfilled. Contact us today to learn more about how Homeowner Funding can help you finance the house of your dreams.


Applying only takes a moment, and with our highly knowledgeable team you will be able to understand both your project and the available funding programs that will best fit you and your needs. Apply today.

of customers are happy with their appointment.

They leave you with a good feeling and very satisfied as a customer. I would really like to recommend Jeremy, who did the insulation. He was a very hard worker and very helpful. They didn't fall short at all. I was the most satisfied with the people I got to deal with. I was happy with their workmanship and professionalism. They were all very personable. I would highly recommend them.

Walter Marshall

I would deal with them again.  Their work was good and they used quality stuff. I was most satisfied with the quality of the work.  It looks good.  They did it in a good, timely manner and the guy was very friendly and easy to talk to.

Dale & Stephanie Corker

I would like to recognize the project manager in charge of the work site that day. I was most satisfied with how fast the workers did the job and how it looked when it was done, and how polite they were and their demeanor when they were performing the work.

Catherine Ford

The salesman that came out was very good and knowledgeable. Everyone was punctual and they got my roof installed in one day. The material and product itself is really sturdy. It seems to hold up to its warranty.

Jason & Bonnie Richardson

I would like to recognize Candice, she did an excellent job trying to keep everything coordinated and on schedule. I would also like to recognize Brian, because he made an extra trip back to look at the house and make sure we were satisfied.

Janet Reffner

I was satisfied with the timely completion of the job. They did it in a timely manner. They did it faster than I thought it would be done.

Eric Seale

of customers are extremely happy with our installers.

Contact Us Today to Discover Programs

Client Approval: This is not an application for credit. By submitting this form, I grant authorization to order a copy of my credit report to use in conjunction with this pre-qualification worksheet for home improvement funding purposes to discover is a special program is available for your project. By clicking Submit, I give my elec. Sig. and consent for In Homeowner Funding and/or its Affiliates to contact me at the phone number above, including by text msg. autodialer or pre-recorded msg. Consent not required for purchase. Msg. & data rates may apply.

Client Testimonials

The overall value and professional was very much appreciated by me and my family. I would definitely recommend them to anyone.

Christopher J.
Swoyersville, PA, on Oct 04, 2016

They were very friendly people. Everything they did was clean. They did a great job, and explained every step to me. They were very good at answering all my questions.

Claudio V.
Dingmans Ferry, PA, on Apr 05, 2016

They were very efficient and the crew was most excellent. The job was done in a matter of a few hours. I was happy and delighted. Everything just worked out wonderful. The paperwork was not hard to understand and I would advise anyone who is looking for a new roof to call PA Homeowner funding.

Dawn M.
Freeland, PA, on Apr 05, 2016

Areas Served